Your ❄️Snow Day👇🏼 Awaits

Peace, Creativity and a "What would I do if"

A quick, needed message about the weather: Monday and Tuesday may be days when clients or myself may not have electricity or phone service. If on either end it isn’t working, we will reschedule as soon as possible. If you call and I am not answering, that means the snow and ice intercepted our session.

Enough about the snow- Hello!

Do you manifest and feel like things just seem to turn out for you? I’m not a manifester but a preparer and I often feel things go my way. In fact, to such an extent that if my husband wants something external he jokes with me and asks me to think about it and “will it” for him.

Prepare for your desires as if they’ve already arrived—not through blind manifesting, but with intentional actions and mindset shifts. For example, when my husband and I were younger, we “did well” financially but let our money control us. I dreamed of owning investment properties but hated juggling finances just to cover basic needs like groceries or kids' activities.

With that goal in mind, I started preparing for a property I didn’t yet own. I bought a ledger (pre-app days) and studied what it took to be a landlord, learning about the unexpected costs—repairs, taxes, extra insurance, and more. Then I did something unusual: I began saving money specifically for repairs on a non-existent property. My husband thought I was crazy, but I didn’t care.

I also adjusted my lifestyle, cutting back on social activities like pricey Mom’s Club events and focusing on growing my nest egg. Eventually, I purchased my first investment property overseas. Over 20 years later, it’s still rented to the banker’s son, who has lived there since day one. It wasn’t magical manifesting but it was a mindset or preparation and action-based behaviors.

Act as if your goal is already within reach, and take steps to make it a reality.

But what if you feel frustrated that your desires are continually being ignored? Sometimes it feels like the universe has it in for you.

This is where you bookend your day with intention. Begin your day by preparing for the day that you wish to have. You can’t just wish it you have to prepare and take action. It might not be perfect but if you prepare you are statistically going to hit more goals than if you don’t. Then, at the end of the day, make sure you reflect on the day. This does not mean obsessing over mistakes, uncomfortable interactions, or difficult people. It means taking inventory of your feelings throughout the day and writing a few notes to work on for the next day or week. If you felt resentful, frustrated, happy, content, loved, ignored, etc., write those feelings down. Tomorrow is a new day. Enhance what worked, and reduce what did not. Don’t try to figure anyone else out; that is their issue, not yours.

If I Were $200,000 in Debt(Mostly Student Loans)

Inspired and requested by a client 

Step 1: Process the Emotions
First, I’d acknowledge the betrayal I might feel toward my parents for encouraging the student loans. That pain is real, but I’d remind myself that holding onto it won’t solve the problem. I’d journal, talk it out, and discuss this with a financial therapist or trauma therapist-to release the weight of resentment and focus on solutions.

Step 2: Build a Debt Strategy

  • List It All: I’d organize my debts by type (student loans, credit cards) with balances, interest rates, and minimum payments. I’d use spreadsheets or an app. I’d understand that almost everyone has had debt in their life and some people have it right now, even more than I do. It would not be about comparing but realize I am not alone.

  • Target Credit Cards First: I’d pay minimums on everything but throw any extra (even $5) cash at the highest interest debt (likely credit cards).

  • Student Loan Options: I’d explore income-driven repayment plans or forgiveness programs, especially if my career aligned with public service or teaching.

Step 3: Start Fractional Investing
Even with debt, I’d start small to build wealth while chipping away at my balance.

  • Micro-Investing: I’d use apps like Acorns or Robinhood to round up purchases or invest as little as $5. I’d start investing in funds like Vanguard.

  • ETFs for Beginners: I’d stick with low-cost, diversified ETFs to minimize risk.

  • Automate Savings: I’d set up an automatic $10 weekly investment—it’s manageable and keeps me in the habit of saving.

Step 4: Get Creative with Socializing & Self-Care
Debt wouldn’t stop me from enjoying life. It is too easy to get anxious and depressed with money struggles so I’d make a consistent effort at making this a priority.

  • Socializing: I’d host potlucks, go on hikes, or take advantage of free local events, like library programs or outdoor concerts. This will also allow me to meet other people who enjoy similar activities and prioritize budgeting.

  • Self-Care: I’d practice yoga with free YouTube classes, and have DIY spa nights.

  • Affordable Communities: I’d join low-cost groups for shared interests, like volunteering or book clubs.

Step 5: Celebrate Small Wins
Every step forward matters. I’d celebrate paying off one credit card or saving my first $100. Small wins build momentum. That celebration might be just telling my support system, treating myself to a special dinner, or making a salt-peppermint bath.

My focus would shift from overwhelm, fear, blame, and resentment to taking ownership of my financial story with a passion and confidence that would help my finances and emotional health—because I’d know that progress, no matter how slow, leads to freedom.

My foundation was built upon transpersonal psychology. I believe in the nexus of spirituality, symbolism, and the human experience. This discipline integrates insights from Eastern and Western philosophies, mysticism, neuroscience, and humanistic psychology. This might have been formed as early as my toddler years, as I was raised with Kabbalah, Catholic Mysticism, and Buddhism. The creative arts are for me, tools of introspection and open up an inner world, conversations, and understanding. My art prompts or sessions are not art therapy but transpersonal sessions using art.

Here is one you can explore now, and feel free to send me a photo and tell me what you learned about yourself, the world around you or the situation that is on your mind.

I’m giving you two options; watercolor or doodle.

The Alchemical Snowflake: A Journey of Transformation

In the language of Carl Jung and alchemy, the snowflake represents the prima materia—the raw, unformed essence of self, unique yet fleeting.

The act of its melting symbolizes the alchemical solve et coagula (dissolve and reassemble), a process of breaking down the old to birth the new.

This is not mere destruction, but the transformation necessary for individuation—the integration of the unconscious into the conscious self.

  • For Watercolor:

    • Begin with intricate, crystalline forms of the snowflake, using cool, luminous tones (white, silver, icy blue) to evoke the purity of prima materia.

    • As the snowflake melts, allow the colors to flow into one another, softening into warmer tones (gold, pink, soft green), signifying the rubedo (red phase)—the final stage of alchemy where the self is unified and whole.

    • Use the fluidity of watercolors to echo the alchemical process of dissolution and recombination, letting forms merge organically, as if guided by the psyche itself.

  • For Doodling:

    • Start with the symmetrical geometry of a snowflake, representing the order and potential of the unconscious.

    • Surround the snowflake with flowing, dynamic lines that suggest movement, like water dripping and spreading.

    • Include symbols of renewal and transformation—spirals for growth, budding plants for rebirth, or ouroboros-like loops to signify the cyclical nature of change.

Reflective Alchemical Lens:

As you create, imagine the melting snowflake as a symbolic mortificatio—the necessary dissolution of what no longer serves you. Its water, the aqua permanens (eternal water), carries the seeds of your transformation, nourishing the potential for renewal. The warmth that dissolves the snowflake is your inner fire—the calcinatio—burning away illusions and revealing the gold within.

In this process, you’re not merely painting or doodling; you are engaging in an act of psychic alchemy, inviting your unconscious into dialogue and transforming fragmented aspects of the self into a unified, individuated whole.

A Meditation for Those Seeking Healing and Transformation

Inhale

Divine Source of love and renewal,
I lift this meditative prayer for the reader who needs it most, the one carrying the weight of change and longing for transformation.

I know there will be at least one soul here who feels the tug of hope despite life’s challenges.

Exhale

For them, I wish them guidance and grace. May they see, like the snow that falls so gently, that even the coldest, heaviest moments hold beauty and purpose.

And may they understand, as the snow melts, that letting go is not the end but the beginning of something new.

Bless their journey with clarity and strength. Help them prepare for the life they desire, not through force or fear, but with steady, intentional steps. Let them feel your presence in every small victory, knowing that progress, no matter how small, is sacred.

Inhale

May they release the pain they carry—resentment, fear, doubt—and make space for joy, hope, and peace. Surround them with your light, reminding them they are never alone.

For the one reading this who feels unseen, remind them that they are deeply loved. For the one feeling stuck, show them the way forward. And for the one yearning for transformation, let them know it is already unfolding within them.


Exhale

With Gratitude,

Michele

PS The lower left has a share icon; when you share you earn rewards/gifts from me.

PPS please take this quick poll- vote by clicking the link that you would prefer as the free winter money focus.